Our services and areas of expertise
Even when things are going well, it can be difficult to keep our investment and financial plans on track.
Have you been through a major life change? Do you feel that it’s time to meet with someone to make sure you are on track or want a second opinion?
At Serene Point, we help you with your finances before, during and after life-altering events. We respect that no two experiences are alike and give unique attention to ensure your financial peace of mind.
Parenthood
Becoming a new parent or adding to your family naturally involves all kinds of emotions but too often financial stress can burden the experience. We help you anticipate the financial impacts of having a family and how planning ahead, perhaps for years, can make what should always be a very joyful time, even more satisfying. We help you plan for changing work schedules, home help, benefit changes and insurance needs.
Divorce
A divorce is one of the most challenging events both emotionally and financially in one’s adult life. It can be difficult to know whether you are making the right decisions with so many things to process during this time. Serene Point will help guide you and work in cohesion with your divorce team. As a CDFA®, Nancy also participates as a financial neutral on collaborative divorces upon request from the attorneys.
If you’ve recently experienced a loss, please accept our deepest condolences. We understand that while you are grieving and focusing on healing, there are often pressing business matters that need attention. This can cause additional stress and we are here to help. We have experts in financial issues relating to estate and tax planning, as well as investing and more. We can help you find financial peace of mind during this difficult time.
At any time, completing the Letter of Instruction is encouraged for all of our clients and friends.
Loss of a Loved One
Retirement
Some people enter retirement with gusto and enthusiasm; some retire with some nervousness about creating their own “paycheck” from then on. But everyone retires with a master idea of what life will be like. We want to you to retire confidently. The best plan will ensure that you can enjoy your retirement, however you choose to spend it. As we do with planning during your working years, we’ll plan and monitor your retirement along the way and make adjustments as goals and dreams change.
Inheritance or Windfall
No matter whether the circumstances are joyful or sad, receiving a sizeable amount of money can bring on euphoria and stress. In the short-term, it can impact your feelings about day-to-day life and in the long-term significantly change your plans. We will help you navigate the tax consequences, investment choices and help you protect your new assets.
Job or Career Change
It’s natural to grow into your higher salary and generous benefits as your hard work and career pay off. But that doesn’t always translate into an easier time navigating finances. Usually the financial decisions can get more complicated and specialized. We can help you gather the information and provide guidance to make the best decisions for you and your family.
Corporate Retirement &
Benefit Plans
A retirement plan for small businesses can be one of the most important ways to build wealth for yourself and your employees. Too many times we see small businesses use expensive brokers to establish 401(k) plans that are over-complicated and confusing. Serene Point can help you understand and evaluate all the options to ensure that you are fulfilling your fiduciary responsibilities as established by ERISA and setting a strong financial foundation for your employees.
